Lifestyle creep after a raise, and where PennyGuard came in
Marcus Chen
Marcus Chen
Managing Editor · St. Paul, MN
Marcus manages the day-to-day editorial workflow across all brands, coordinating coverage assignments and ensuring editorial standards are met. He previously served as city editor at the Pioneer Press and holds a degree in Political Science from Carleton College.
More from Marcus →Managing Editor · Tuesday, November 10, 2026 at 11:42 PM · 1 min read
PennyGuard cover for a worked example about lifestyle creep: the words Lifestyle creep on a green background beside a line chart where income steps up after a raise and spending climbs toward it in small steps. The night before payday, Marcus stood at the counter of the two-bedroom apartment he had rented after his last [ ] The post Lifestyle creep after a raise, and where PennyGuard came in appeared first on The Boca Raton Tribune.