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Mostly dry Halloween ahead, but a wetter pattern arrives Sunday. Here’s the latest
By Marcus Chen
Florida reveals new insurance rate drops effective this month
Katherine Langford
Katherine Langford
Editor-in-Chief · Edina, MN
Katherine oversees editorial operations across all six brands. Before joining The Meridan Group, she spent 14 years at the Minneapolis Star Tribune, where she led the metro desk through its digital transformation. She holds a Master's in Journalism from Northwestern's Medill School.
More from Katherine →Editor-in-Chief · Friday, October 30, 2026 at 9:00 AM · 1 min read
On Thursday, the Florida Office of Insurance Regulation announced new rate drops approved for insurance companies in the state — effective this month.In a release, state officials said more than 800,000 Florida homeowners will receive rate decreases in their new policies or renewals, with some drops measuring up to 12.1%.Florida Insurance Commissioner Mike Yaworksy highlighted the following rate decrease requests this month:CompanyPolicy TypeDecreaseConsumersEffective DateCypress P CHO3, HO6-12.1%64,300Oct. 1Manatee Insurance ExchangeHO6-3.5%3,850Oct. 1Kin InsuranceHO3-3.4%99,800Oct. 8Castle Key IndemnityHO6-12%51,580Oct. 11Castle Key IndemnityHO6-10.3%4,700Oct. 11Universal P CHO3, HO4, HO6, HO8-5%512,000Oct. 16Security FirstHO6-7.3%17,300Oct. 20Mangrove InsuranceHO3-5.6%4,000Oct. 27Olympus InsuranceHO3, HO6-0.1%66,800Oct. 31The OIR also revealed that several rate decrease requests are pending that are slated to take effect in November, December and January, including another 450,000 F
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